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Ayse Cingil has extensive work experience in the banking industry, specifically in credit analysis, credit risk monitoring and control, and corporate loans. Ayse began their career at Vestel Dis Ticaret A.S. in Turkey, where they worked as a Relationship Manager in export sales from October 1994 to March 1996. Ayse then moved to Demir-Halk Bank (Nederland) N.V., where they held various positions including Manager of Corporate Loans & Marketing from April 1996 to December 2003, and Head of Credit Analysis & Credit Risk Monitoring and Control & Corporate Loans from January 2004 to December 2006. Ayse joined Demir-Halk Bank (Nederland) N.V. in the Netherlands in January 2007 as an Assistant General Manager, primarily focusing on credit analysis, credit risk monitoring and control, and corporate loans. Their most recent role is Managing Director at DHB Bank starting from May 2023.

Ayse Cingil completed their MBA from NIMBAS Graduate School of Management in 2000. Prior to that, they obtained their BA in Political Science and International Relations from Boğaziçi University in 1994. Currently, they are pursuing a field of study titled "Leading for Results" at INSEAD. The specific start and end years for their INSEAD education are not provided.