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John Milliken has a diverse work experience spanning over two decades. John is currently the Chief Executive Officer at Defaqto, a data, technology, ratings, and research business under Fintel Plc. Prior to this, in 2020, they founded their own company, "&Company". Before that, from 2019 to 2020, they served as the CEO of Speechmatics, a machine learning company specializing in speech recognition technology. From 2016 to 2018, they held the role of COO at INFOMEDIA Group, a SaaS business focused on mobile phone account charges. Previously, they had a long tenure at Monitise, where they held various leadership positions, including MD of Strategy & Business Operations, MD of UK, MD of Mobile Money Network, and EVP of Commercial. John started their career at O2 (Telefónica UK) as the Head of Data Charging. John has a proven track record and extensive experience in the financial services industry.

John Milliken attended the University of Liverpool from 1992 to 1995. During this time, they pursued a Bachelor of Arts (B.A.) degree in Philosophy and Pure Mathematics. Prior to attending the University of Liverpool, their education history is unknown. However, it is known that they attended Cockermouth School at some point, although the specific dates and degrees or fields of study achieved are not provided.