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Melody (Meng Yun) Tsai is an accomplished professional in the financial services sector with extensive experience in product management and digital marketing. Currently serving as Product Team Lead at DBS Bank since February 2023, Melody previously worked at Visa as Client Product Marketing from January 2022 to February 2023. Melody's notable tenure at Citi from July 2015 to December 2021 included roles such as AVP for Credit Cards Affluent Product & Digital Acquisition, where significant projects involved optimizing digital application processes and enhancing marketing strategies through data analytics. Early career experiences include a global consumer group management associate position at Citi, where cross-franchise innovation was a focus, and serving as Taiwan's Ministry of Foreign Affairs Ambassador. Melody holds an M.B.A. in Business/Managerial Economics/Technology Management from National Tsing Hua University and has completed courses at Harvard Business School Online.