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Francis K. has extensive experience in the financial services sector, currently serving as a Decision Making Panel Member at the Bank of England since January 2023. As the Director of CubeMatch Ltd. since January 2014, Francis K. partners with S&P Global Cappitech to provide comprehensive UK-EU financial and non-financial services advice on various regulatory frameworks, including SFTR and MiFID. Previous roles include Consultant Programme Manager for Counterparty Credit Risk and various project management positions at UBS, as well as Vice President for Market Risk Change at NatWest and Associate Director for Credit Risk Change at UBS. Francis K. began the career as a Business Analyst at HSBC. Education includes a Postgraduate Diploma in International Law and Legal Studies and a Bachelor of Laws from Renmin University of China, along with a High School Diploma and A Levels from Woodstock School.