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Tony Hsiao is a Credit Risk Analyst at CTBC Bank Corp. (USA) since September 2018, leveraging expertise in finance gained from a Master's degree in Finance from W. P. Carey School of Business at Arizona State University and a Bachelor's degree in Finance from National Chung Cheng University. Prior experience includes serving as a Personnel Sergeant in the Republic of China Army from July 2015 to June 2016, where Tony Hsiao managed personnel information for 150 soldiers and contributed to promotion documentation and reporting.