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Nicole Smith has extensive experience in the banking and investment sector, currently serving as the AVP, Associate Trust & Investment Administrator at Croghan Colonial Bank since June 2017. In this role, Nicole focuses on educating clients about investment and savings strategies while managing investment portfolios tailored to individual needs and risk preferences. Previously, Nicole worked as a Personal Banker at KeyBank, where relationship building and strategic financial planning were key duties, and as a Branch Manager at Woodforest National Bank, overseeing daily operations and staff development. Nicole holds a Bachelor of Business Administration in Accounting and Finance from The University of Toledo, obtained between 2019 and 2023.