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Ricardo KIMURA has extensive experience in relationship management and business development across various sectors, particularly in credit card administration and strategic marketing. Currently serving as Gerente de relacionamento at credsystem since September 2019, Ricardo has overseen the administration of loyalty and private label credit cards, achieving over 29 million cards issued. Prior roles include Business Manager at Senff, where management encompassed credit card operations with over 14,000 accredited establishments, and Business Manager at Rede Tendência, focusing on market development. Additional experience includes positions as Key Account Manager at TEF TI and Account Manager at Ingenico, emphasizing market development and strategic partnerships. Earlier career roles involved marketing and supply chain responsibilities at Scopus Technology and Whirlpool Corporation, respectively. Ricardo KIMURA holds an MBA in Marketing from ESPM Escola Superior de Propaganda e Marketing and a degree from FEI.