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Sanjib Panigrahi started their work experience in 2014 as a Trainee Decision Scientist at Mu Sigma Inc. Sanjib then moved on to CreditVidya in 2016 as VP - Data-Science and AI. At CreditVidya, they were responsible for building frameworks and data products for onboarding, decision-making, funnel management, and collections during the loan journey. Sanjib'swork involved designing policies, implementing agile solutions, and monitoring portfolios. Additionally, they developed risk score models, segments based on use-cases, income prediction models, and prioritization scores to support decision-making across multiple teams.

Sanjib Panigrahi obtained their Bachelor of Technology degree in Metallurgical Engineering from the National Institute of Technology Rourkela between 2010 and 2014.