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Rajiv Raj is a co-founder and director at CreditVidya since June 2012, where Rajiv focuses on utilizing alternate data and technology to assist lenders in making accurate credit decisions. Prior to this, Rajiv held various roles in companies such as Experian Credit Information Company India Private Ltd, Credit Information Bureau (India) Limited, HDFC Bank Ltd, Citi, IDBI Bank, and Canara Bank. Rajiv holds an MBA in Finance from Savitribai Phule Pune University, among other degrees related to commerce and finance. Throughout their career, Rajiv has demonstrated strong sales, marketing, and managerial skills to drive growth and profitability in the finance industry.