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Cristina Morillas Ponce has extensive experience in financial management, currently serving as Senior Controller for Budget Processes and Cost Control at Crédito y Caución since August 2017, where responsibilities include budget management and cost optimization for Spain, Portugal, and Brazil. Prior to this role, Cristina worked at BNP Paribas Cardif for a decade, initially as Management Controller, developing tools for margin control and conducting profitability analyses, and later overseeing operations and SLA quality. Academic qualifications include a Licenciatura in Humanities from Universidad de Alcalá, an Executive Program in Management Control, Strategy, and Innovation from Campus Virtual LA LEY, as well as further studies in Financial Reporting and Management Control from CEF Centro de Estudios Financieros, and Business Administration from Universidad Politécnica de Madrid.