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Venkategowda N Gowda has a diverse work experience in the banking sector. Venkategowda N started their career in 2014 as a Coordinator at Axis Bank, where they worked until 2016. In 2016, they joined Kotak Mahindra Bank as a Team Leader, managing operations processes. Venkategowda N then moved to CreditAccess Grameen Limited in 2017, where they held two roles. Firstly, as a Branch Credit Manager, they handled end-to-end loan processing, customer due diligence, field inspections, and various types of loans. Currently, they hold the position of Area Credit Manager at CreditAccess Grameen Limited, where their responsibilities include credit appraisals, monitoring loan proposals, credit approvals, and processing for mortgage loans and home loans. Venkategowda N Gowda has a strong background in credit management and loan processing.

Venkategowda N Gowda completed their Bachelor's degree in Commerce (B. Com) from Gokul Degree College, affiliated with Bangalore University, from 2011 to 2013. Prior to that, they pursued their Pre-University education in Commerce at Adarsha Pre University from 2009 to 2011. In 2008, Venkategowda N Gowda attended Chodeshwari High School, which follows the Karnataka State Board curriculum, although the field of study information is not provided for this period.