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Kunal Shah has a diverse work experience spanning various industries and roles. Kunal is currently the Director - Strategy & New Initiatives at CareEdge Group. Prior to this, they worked as the Vice President - Thematic Research, Industry Analytics and Policy Advisory at HDFC Bank, where they developed predictive models for commodity price forecasting. Before that, they held multiple positions at CARE Ratings Ltd., including Director - Special Projects and Associate Director - Ratings, where they worked on developing new products and redefining the roadmap for key businesses. Kunal also has experience in credit analysis, having worked as a Credit Analyst - Corporate Banking at Barclays Bank PLC and a Senior Credit Manager at Cholamandalam Dbs Finance Limited. Kunal started their career as an Officer in the Personal Loan division at Citigroup.

Kunal Shah completed their Bachelor of Commerce degree in Commerce from Gujarat University, from 2001 to 2003. Later, they pursued their Master of Business Administration in Finance from Gujarat University, from 2005 to 2006.