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Denis Babenko is an accomplished marketing and operations executive with extensive experience in the banking and loyalty program sectors. Currently serving as the Head of Retail Business Marketing at Credit Agricole Ukraine since October 2020, Denis is responsible for defining and implementing the annual retail marketing strategy and achieving key performance indicators. Previous roles include Chief Operating Officer at Havas Discovery Ukraine, where loyalty program projects were implemented, and significant positions at PJSC "Bank Mikhailovskiy" and Forward Bank focused on product development and marketing strategies for co-brand credit cards. Denis's career also includes leadership positions in affluent client services and contact center management at UniCredit and PJSC Ukrsotsbank. Educational credentials include a Specialist degree in International Economics and a Specialist degree in Radioelectronics from National Aviation University.