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Ana Maria Valles is an experienced professional in the banking sector, currently serving as VP de Canales at Credicorp Bank, S.A. since December 2022. Previously, Ana Maria held the position of VPA Negocios y Consumo at BAC Credomatic from July 2019 to May 2023, focusing on the administration of the physical branch network. With extensive experience at Multibank Panamá, BAC Credomatic, BBVA, and Banistmo, Ana Maria has demonstrated expertise in branch management, customer portfolio growth, CRM development, and e-commerce strategies. Ana Maria holds a Master's degree in Business Administration with an emphasis in Marketing, a Postgraduate degree in Strategic Management, and a Bachelor's degree in Marketing, all from Universidad Interamericana de Panamá.