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Carlos Germán Calle Saravia is an experienced professional with a strong background in analytics and commercial intelligence. Currently serving as Subdirector de Analítica Avanzada at Crediclub since January 2023, Carlos previously held the title of Subdirector de Inteligencia Comercial, Retención y Servicios at InverCap Afore from 2019 to 2023. Carlos's career includes roles such as Gerente Analítica de Servicios Financieros y Nuevos Negocios and Gerente Riesgos Recuperación at Coppel S.A. de C.V., and as a Data Scientist intern at INESAD in Bolivia. Additional experience includes positions as a Research Analyst at CLEAR - CIDE and ICIT Holding, as well as a Professor at Universidad del Valle de México. Academic qualifications consist of a Master’s degree in Economics from El Colegio de México, a diploma in Evaluation and Public Policy from CIDE, and a bachelor's degree in International Business from Instituto Politécnico Nacional, among other certifications in management and design thinking.