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Ravi Shankar currently leads analytics for monetization products at CRED since February 2021. Prior experience includes roles at Ola (ANI Technologies Pvt. Ltd) from May 2018 to January 2021, where responsibilities spanned risk management and strategic initiatives for various financial services portfolios. Achievements at Ola involved significant portfolio growth and innovation in credit risk strategies, including real-time application approvals and dynamic line increase products. Ravi's earlier career includes consultancy roles at FICO and Moody's Analytics, focusing on advanced analytics and enterprise risk management for banks. Education includes a PGDM from the Indian Institute of Management, Lucknow, and a B.Tech from NIT Jamshedpur.