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Kiran Biliyawala, a Senior Software Architect at CRED since May 2021, has extensive experience in software development and architecture, particularly in the banking and lending ecosystem. Prior to this role, Kiran served as a Software Architect at Flipkart from December 2012 to April 2021, focusing on building a B2B suite and multi-tenant distributed microservices, and led various projects involving accounting systems and catalog quality management. Kiran began the career as a Software Development Engineer at Flipkart, progressing through several positions where key contributions included developing an inventory accounting system and an accounting payables system. An early career included internships at AlmaConnect and Beyond Byte Solutions, contributing to web development projects. Kiran holds a Master of Science in Information Technology from DA-IICT and a Bachelor's Degree in Computer Science from C. B. Patel Computer College. Additional coursework was completed in Computer Science and Programming through MIT's EDX platform.