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Avi Godha currently serves in the Strategy and Analytics team at CRED since March 2023. Prior to this role, Avi was an Assistant Manager in Credit Strategy and Analytics at ZestMoney from May 2022 to March 2023, where significant contributions included optimizing risk frameworks, developing credit assignment strategies, and enhancing the customer onboarding experience through collaboration across various teams. Avi's earlier experience includes working as a Derivatives and Operations Analyst at Trafigura and serving as a Research Consultant at WorldQuant. Avi also completed a summer internship at CRISIL Limited, where a pre-placement offer was awarded. Educational qualifications include an MBA in International Business with a focus on Finance from the Indian Institute of Foreign Trade and a Bachelor's degree from Shri G S Institute of Technology & Science.