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Julius Francis Kessy has a background in Banking and Finance, with experience in various roles at different financial institutions. Currently, as a Relationship Manager at CRDB BANK PLC, they oversee partner MFIs, provide financial advice, and maintain a clean loan portfolio. Prior to this, they held positions such as Account Manager SME and Credit Supervisor at NMB BANK PLC. Julius also has experience as a Business Analyst at Bayport Financial Services, where they analyzed financial information and managed collections. They obtained an MBA in Banking and Finance from Mzumbe University.