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James Borley is an experienced professional in the payments and e-money sector, with a background that includes roles at Cosegic and The Association of Professional Compliance Consultants. With extensive knowledge gained from leading the Payment Services Authorisations team at the FCA, James now provides quality advice and assurance to clients. Prior to their current roles, James held positions at XE.com, fscom, and the Financial Conduct Authority, where James led major change programmes and regulatory activities. Borley's career began at Woolwich Building Society after completing a Bachelor's Degree in Politics & Sociology at the University of Plymouth.