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Yifan Zhao is a Senior Data Scientist at Continental Finance Company, where research and implementation of risk underwriting models have led to a 30% increase in projected accounts booked. Prior roles include Data Science Intern at Continental Finance Company, Research Assistant at Brown University focusing on Functional Connectivity from Resting-State fMRI and COVID-19 vaccine intake demographics, and various positions at Ontario Teachers' Pension Plan, contributing to data analysis, production clustering algorithms, and operational efficiency improvements. Yifan Zhao holds a Master of Science in Biostatistics from Brown University and a Bachelor of Science in Statistics from The University of British Columbia.