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Carlos Chang is an accomplished professional in the actuarial field with extensive experience in insurance consulting and product analysis. Currently serving as Consultor Funcional and Actuario at Consis Internacional, LLC since October 2015, Carlos has actively contributed to the Interseguro project in Peru by advising on life and general insurance products, conducting business rules analysis, and implementing the Acsel-e software for commercial insurance management. Prior to this role, Carlos worked at Mercantil Seguros C.A. as an Actuary, focusing on statistical indicators and reserve calculations for property products. Additional experience includes model design for life insurance pricing at Indemnity & Risk Consulting C.A. and an internship at Mercantil Seguros. Carlos holds a degree in Actuarial Sciences from Universidad Central de Venezuela, obtained in 2013.