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Smita Raut is a Senior Manager at Kotak Mahindra Bank, focusing on Collection Strategy. Prior to this role, Smita worked as a Dy. Manager at Conneqt Business Solutions, managing Amex Credit card collection for the West region. With a background in corporate collection at Reliance Communications and retail assets collection at HDFC Bank Limited and City Group Global Services, Smita has a strong foundation in financial management. Smita holds a Bachelor of Commerce degree with a focus on Finance.