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Chad Kobos has held the position of Head of Capital Markets at Concora Credit since January 2016, overseeing debt raising activities, managing bank and lending relationships, participating in business development initiatives, and assisting with company budgeting and forecasting. Prior to this, Chad worked at Wells Fargo Securities from April 2001 to October 2015 as a Director in the Asset-Backed Finance Group, where responsibilities included structuring financings and securitizations across various asset classes. Chad's career began at Banc of America Securities LLC as an Associate from April 1997 to March 2001, focusing on cash flow analysis and financial statement evaluation for structured finance. Chad holds a degree in Economics with a minor in Mathematics from the University of Pennsylvania, completed between 1993 and 1996.