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From the purview of Nathan Hayward's life experience, he can write with confidence that his journey from Bermudian roots to Concentus Wealth Advisors has been an interesting path with various stories along the way.

His curiosity about all things economics and finance began early in his collegiate career at Arcadia University, during the phase when theoretical work collided with practicum head-on. The collision of academic coursework in “money & banking” and his financial analyst internship with Merrill Lynch was the pivotal moment in which he discovered his life pursuit to be a learned person in the financial planning and investment management industry.

After his stint with Merrill Lynch, he wanted to pursue a financial advisory career path in a firm with similar ideals, and he found his initial home with Kessler Wealth Management of Wachovia Securities (Wells Fargo). He cut his teeth, so to speak, by learning about the financial services world in its entirety from his mentor, Jerry Kessler. Of course, he had fun along the way with executing IPO issuances, implementing derivative trading strategies, building portfolio management services, etc.