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Millie Ramiro has extensive experience in the banking industry, working with various financial institutions such as Community West Bank, Community Bank of Santa Maria, Mechanics Bank, and Rabobank North America. Millie has held positions such as AVP/Portfolio Manager, VP/Loan Process Manager, AVP/Consumer Portfolio Manager, AVP/Retail Credit Analyst Sr., and Special Assets Analyst. Millie has also worked in customer service roles at Helical Products Company and Citibank. Their responsibilities have included managing loan portfolios, conducting annual reviews, completing loan extensions/renewals, collateral release, rehabilitate troubled debt, modifications, short sales, and foreclosures. Millie has a strong background in retail credit analysis and special assets management.