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Jonathan Encarnacion, MBA, is currently serving as the Senior Vice President / Chief Retail Officer at Community First Fund Credit Union. Prior to this role, Jonathan held various leadership positions in organizations such as UPMC Health Plan, Centro Hispano Daniel Torres, and CoreStates Bank/First Union Bank NA. Jonathan's educational background includes a BA in Psychology, Sociology, and Spanish from Texas A&M University, an MBA in Not for Profit Management from Alvernia University, and additional executive training from Harvard Business School.