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Ashutosh Bhargave is an accomplished data science and analytics professional with extensive experience in credit risk management and analytics. Currently serving as the Senior Director of Credit Risk Analytics and Strategy at Community Choice Financial Family of Brands, Ashutosh previously held multiple leadership roles at TMX Finance Family of Companies, where responsibilities included managing data science and analytics teams. Notable experiences also include positions at Elevate, Indiana University Bloomington, and Indian Institute of Technology Bombay, focused on developing predictive models and data visualization tools. Ashutosh holds a Master's Degree in Data Science from Indiana University Bloomington and a Bachelor of Engineering in Computer Engineering from Savitribai Phule Pune University.