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Andi Lukman Hakim is an experienced professional in operational risk management and internal audit, currently serving as a Senior Manager of Operational Risk at CommSec since January 2022. Previously, Andi held significant roles at Zurich Takaful Malaysia Berhad, focusing on Operational Risk and Shariah non-Compliance Risk, and at Zurich Shared Services Malaysia as an Executive Manager in Internal Audit. Earlier experience includes various auditing roles at Suncorp, PwC, and Deloitte, demonstrating expertise in delivering quality audit services, managing risks, and developing effective control environments. Andi holds a Master's degree in Islamic Finance from INCEIF University and a Master of Applied Finance from Macquarie University, alongside a Bachelor of Commerce in Accounting from the University of Atmajaya.