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Kristiina Beary is an experienced finance professional specializing in commercial credit underwriting and relationship management. Currently serving as a Commercial Credit Underwriter at the Commercial Bank of California since January 2022, Kristiina previously worked as a Relationship Manager at Infinity Bank and as a Portfolio Manager at Pacific Mercantile Bank. From February 2012 to November 2018, Kristiina conducted comprehensive quality control audits for commercial credit underwriting at Union Bank across various sectors, including Middle Market and Commercial Real Estate. Kristiina's earlier roles include Senior Underwriter at Plaza Bank and Credit Underwriter positions at Orange County Business Bank and CommerceWest Bank. Kristiina holds a Bachelor of Science in Finance from California State University, Fullerton, along with certificates in Real Estate Sales and Achievement from Irvine Valley College and Saddleback College, respectively.