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JoAnne Pettig is a seasoned credit management professional with extensive experience in the financial services industry. Currently serving as Senior Manager of Credit at Commerce Bank since February 2021, JoAnne has held multiple roles including Credit Manager and Credit Supervisor. Prior to that, JoAnne spent over a decade at State Farm®, where responsibilities included managing a team of Consumer Loan Credit Analysts and ensuring effective loan application processing. JoAnne's career began at Ford Motor Credit Company LLC, where management of dealer accounts contributed to significant revenue generation. JoAnne holds a Bachelor of Science degree in Business Administration and Management from the University of Michigan-Dearborn.