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Michael Jones is an accomplished executive with extensive experience in the insurance and technology sectors. As Co-owner and CEO of Combined Ratio Solutions since February 2018, Michael has demonstrated leadership in driving business growth. Previously, at Xuber from September 2012 to February 2018, Michael held roles including Head of Xuber US and Vice President, focusing on sales in North America for a leading provider of specialist insurance software. Before Xuber, Michael served as Director of Corporate Accounts at Applied Systems, enhancing management solutions for retail insurance agencies and brokers, and worked as an Account Executive at The Protector Group Insurance Agency. Michael is a graduate of Assumption University.