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Carolyn Owen has been working at The Combined Group since August 1998, starting as an A/P Clerk and currently holding the position of AUDITOR AND DIRECT BILL/AP SPECIALIST. Prior to this, Carolyn worked at Chubb Insurance as a Senior Acctg Clerk handling personal lines and commercial lines for AR/AP for agents. Carolyn graduated with high honors in Business - Accounting from N R CROZIER TECH in 1969.