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Steve Smith has a diverse work experience spanning over several industries. Steve began their career as a Branch Manager at First National Bank of South Carolina in 1979. Afterward, they held the position of VP & General Counsel at The Hartwell Company from 1984 to 1995. Following this, they served as a Financial Advisor at PEAK Financial Management for 16 years. From 2011 to 2013, they worked as a Business Unit Manager at Lightforce Performance Lighting. Steve then transitioned to the legal field and became an Attorney At Law at North Georgia Law LLC from 2013 to 2018. Currently, they hold the position of VP & Chief Legal Officer at Coldwell Banker, which they joined in 2017.

Steve Smith has a Bachelor of Science degree in Financial Management from Clemson University, which they obtained from 1975 to 1979. Steve then pursued a Doctor of Law degree (JD) from the University of Georgia School of Law, completing it from 1981 to 1984. During the same time period, they also earned a Master of Business Administration (MBA) degree from the University of Georgia - Terry College of Business, specializing in Business Administration and Management, General.