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Carolina Machado is a skilled financial professional with extensive experience in credit risk analysis and collections. Currently a Senior Credit Risk Analyst at COFCO International since September 2016, Carolina previously held positions including Credit and Collections Analyst at CHS and Geneze Sementes S.A., where responsibilities included portfolio management, credit analysis, and debt recovery. Carolina began their career as a Credit and Collections Intern at Holcim. Academic credentials include a Master of Business Administration in Agronegócio from Escola Superior de Agricultura Luiz de Queiroz and a Bachelor of Business Administration in Finanças from Centro Universitário FMU, alongside a Bachelor's degree in Publicidade from Universidade Anhembi Morumbi.