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Debra Montoya is an experienced professional in records management with a career spanning over two decades. Currently serving as Senior Manager of Records Management at CoBank since April 2000, Debra oversees the bank's records management program, focusing on the implementation of policies, procedures, and best practices to enhance the management of records and information assets. Prior to CoBank, Debra held positions as a Commercial Real Estate Closing Officer at KeyBank and as Documentation & Funding Supervisor at Newcourt Financial, among other roles in the financial sector, including Commercial Loan Closing Associate at Colorado National Bank. Debra's educational background includes studies at Regis University and West High School in Denver, CO.