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Matthew Dowling is an experienced finance professional with a strong background in credit risk management and operations across various industries. Currently serving as Managing Director for Financial Services at CNH Industrial Capital, Matthew oversees a substantial portfolio in Australia and New Zealand. Previous roles include Chief Credit Officer for APAC, where Matthew led credit risk for Commercial Lending and Retail Underwriting, and as Head of Merchant Risk and Operations for Worldline Global, establishing risk functions in Australia and New Zealand. Matthew's career also includes leadership positions at Booking.com, Ampol Australia, PPB Advisory, and KPMG, showcasing a comprehensive expertise in credit risk, financial management, and corporate restructuring. Matthew holds a CPA, an Executive Leadership Certificate, and a Master’s degree in Insolvency and Business Turnaround.