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Nelson Barringer is a seasoned professional in credit policy and risk management with extensive experience in the financial services industry. Currently serving as the Credit Policy Senior Manager at CNG Holdings, Inc. since May 2022, Nelson is responsible for overseeing underwriting policies, bureau reporting, and optimizing decision engines and application flows. Previously, Nelson held various managerial roles at Santander Consumer USA from 2009 to January 2022, including Manager of Pricing and Modeling Policy and Governance, where competitive pricing programs were developed, and Manager of Technical Writing Risk Governance and Pricing, overseeing a team of technical writers. Nelson's career began as a Business Systems Analyst and Application Support Engineer, demonstrating a strong foundation in technical and analytical skills. Nelson holds two Bachelor of Business Administration degrees in International Business from the University of Houston and the University of Houston-Downtown.