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Michael Failor has a diverse work experience that spans over different industries. Michael is currently working as the Chief Credit Risk Officer at CNG Holdings, Inc. Prior to joining CNG Holdings, Inc, they held various roles at Enova International, where they served as the Vice President of Credit, Senior Director, Portfolio Analytics and Fraud Analytics Director, and Portfolio Analytics Director, among others. Before Enova International, they worked as a Quantitative Trading Strategist at Prop Trader and as an Equity Options Trader at Group One Trading. Michael also gained experience as a Mathematics TA at Purdue University.

Michael Failor attended the University of Notre Dame from 2000 to 2004, where they obtained a Bachelor of Science degree in Mathematics. Following their undergraduate studies, they pursued further education at Purdue University from 2004 to 2006. During this period, they earned a Master's degree specializing in Mathematics, with a focus on Computational Finance.