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Javier San Martín has extensive experience in compliance, corporate governance, and financial risk management, currently serving at Banco CMF since July 2014 in various roles that include developing and implementing compliance functions, creating gender and diversity policies, and monitoring liquidity and credit risks. Prior to Banco CMF, Javier worked as a Finance Analyst at Grupo Ferré and a Collections Analyst at Equifax. Javier holds a Diplomatura in Compliance, Governance, Risk & Assurance from Universidad de la Marina Mercante and a Bachelor's degree in Business Administration from Universidad CAECE. An education foundation in humanities was established with a High School Diploma from Centro Educativo Franciscano San Antonio de Padua.