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Richard Alvarez is a skilled Mortgage Loan Originator currently employed at Cliffco Mortgage Bankers since September 2020. In this role, Richard consistently surpasses borrower and Realtor/Builder expectations by delivering exceptional service. Responsibilities include preparing mortgage applications and disclosures, structuring loans within the Encompass loan origination system, and reviewing loan guidelines while analyzing borrower qualifications. Prior to this position, Richard served as a Mortgage Loan Originator at United Mortgage Corp. from March 2020 to September 2020. Richard holds a Bachelor's degree in Economics from Stony Brook University, obtained between 2014 and 2017.