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Bharat Pakkal has extensive experience in the field of accounts receivable and credit management. Bharat has held various leadership positions at companies like Clear, Ola, Tata Teleservices Ltd, Reliance Communications, and HSBC Private Bank. Bharat's expertise includes managing regional service operations, collections, credit control, customer care, and revenue enhancement. Bharat holds a Bachelor of Commerce degree from Gujarat University and an Executive Diploma in Finance from Nirma University.