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Nicole Quilichini Ortiz, CPA, CPCU, is an experienced professional currently holding the position of Executive Vice President & Chief Credit Risk Officer at Clear Blue Insurance Group. Prior to this, Nicole has held various roles such as Senior Auditor at Deloitte Touche Tohmatsu and Finance Manager at Point Guard Insurance. Ortiz has a strong background in accounting and financial analysis, with a Bachelor's degree in Accounting from the University of Puerto Rico.