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Padmanabhan Rangarajan has extensive work experience in the technology and banking industry. Padmanabhan started their career at TimesofMoney as an Assistant Manager in 2003, and then moved on to ICICI Bank where they worked as a Senior Manager in Clearing operations, handling projects such as Cheque Deposit Machine and Cheque Truncation System. Padmanabhan later joined Yes Bank as a VP, responsible for the Cash Management and Corporate Internet Banking domain. In 2010, Padmanabhan joined Vayana India Private Limited as a Solution Architect, where they witnessed the rapid changes in the banking industry. Padmanabhan then transitioned to Clayfin in 2017, initially serving as the Head of Product Management and currently holding the position of Vice President of Product Management. In their current role, Padmanabhan is responsible for various aspects such as pre-sales, marketing, and product development. Padmanabhan is currently leading the Multi Bank PFM initiative, which is a retail offering based on the Open Banking/Sahamati framework in India. Throughout their career, Padmanabhan has demonstrated their expertise in managing product versions, creating product roadmaps, ensuring optimal user experience, and disseminating thought leadership through blogs and presentations.

Padmanabhan Rangarajan started their education at Gokuldham High School in an undisclosed year. Padmanabhan completed their Bachelor of Commerce (BCom) degree at the University of Mumbai from 1993 to 1996. Subsequently, from 1998 to 2002, they studied at the Institute of Chartered Accountants of India, earning a CA (Chartered Accountant) degree. Alongside their studies at the Institute, they obtained a CA certification. In 2001, they pursued a Diploma in Advanced Computing with a focus on Information Technology at the Centre for Development of Advanced Computing (C-DAC). No further information is provided about their education beyond these credentials.