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Andrew Kemp FPFS AIA is a seasoned professional in the financial services sector, currently serving as a Pension Transfer Specialist and Senior Paraplanner at clarity since July 2021. With previous experience at Mercer as a Senior Paraplanner and Actuarial Analyst, and at Towry as a Wealth Planner, Andrew has developed expertise in holistic financial planning, investment management, and occupational pensions. Earlier roles include Pensions Technician at Capita Hartshead and Telesales and Claims Validation Consultant at UK INSURANCE LIMITED. Andrew holds a Master of Physics degree in Physics with Astrophysics from the University of Leeds and A Levels in Chemistry, Physics, Maths, and Biology from Reigate College.