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Inocencio Joven C. Abunan is the current Chief Risk Officer at Citystate Savings Bank. Inocencio has over 20 years of experience in the banking and finance industry.

Inocencio started their career as a Loans Clerk and Proof Clerk at United Overseas Bank Limited (UOB) in 1997. Inocencio was promoted to Budget Analyst and Reports Analyst in 1999. In 2004, they transferred to Philippine Bank of Communications (PBCom) as Assistant Unit Head. Inocencio was promoted to Credit Risk Control Officer in 2010. Inocencio left PBCom in 2011 to join Citystate Savings Bank as Chief Risk Officer.

Inocencio Joven C. Abunan has a bachelors degree from the University of Santo Tomas and a bachelor of business administration.

Inocencio Joven C. Abunan reports to Benjamin V. Ramos, President. They are on a team with Jean L. Cledera - Chief Audit Executive, Elgie Christine P. Villacorta - Head, Digital Banking Unit, and Jaime Valentin L. Araneta - Chief Operations Officer.