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Michael Settles has extensive experience in the mortgage industry, currently serving as a Loan Originator at City 1st Mortgage Services since May 2013. In this role, Michael focuses on delivering exceptional and confidential lending services to clients, emphasizing the importance of trust and knowledge in handling significant financial investments. Prior to this, Michael worked as an Assistant Store Manager at Harbor Freight Tools from February 2008 to May 2013 and gained initial experience as a Loan Originator at Star Lending/Acceptance Capital from May 2006 to October 2008, where responsibilities included providing lending and processing services for local mortgage needs.