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Nick Skibba is an experienced banking professional with over a decade of experience at Citizens State Bank of La Crosse, currently serving as SVP - Business Banking since May 2011. In this role, Nick is responsible for meeting with loan applicants, analyzing financial information to assess creditworthiness, and managing a variety of commercial loans and lines of credit. Previous roles within the bank include VP, AVP, and various officer positions, where Nick conducted credit analyses and underwriting for diverse property types. Prior to banking, Nick gained management experience in the golf industry, supervising employees and overseeing tournament operations. Nick holds an Executive Leadership Certificate from the University of Wisconsin-Madison and a Bachelor's degree in Finance from the University of Wisconsin-La Crosse.