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Janet Hutchinson Nitka has extensive experience in the banking industry, holding various senior leadership roles throughout their career. Janet began their career at PNC Bank in 1996 as an AVP and later worked at Third Federal Bank and Republic First Bank as a Vice President. In 2002, they joined Willow Grove Bank as a Vice President before transitioning to Stonebridge Bank in 2005 as a Senior Vice President. Janet then moved to Fox Chase Bank, now known as Univest Bank and Trust Co., where they served as a Senior Vice President until 2016. From 2011 to 2018, Janet worked at Univest Bank as a Division Leader for Commercial Real Estate. Janet then joined Penn Community Bank as a Senior Vice President from 2018 to 2020. Most recently, they have been working at S&T Bank as a Senior Vice President since 2020 and currently holds the same position at Citizens & Northern Bank since February 2021.

Janet Hutchinson Nitka attended Hamilton College from 1980 to 1984, where they earned a Bachelor of Arts degree. Janet focused their studies on Economics and Political Science during their time there. Additionally, from 1980 to 1982, Janet also studied Economics at American University, although they did not obtain a degree from this institution.