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Thomas Smith has extensive work experience in the banking industry, holding senior positions at various institutions. Thomas is currently serving as Senior Vice President at Citizens National Bank of Texas. Prior to this, they worked as a Director at CLA (CliftonLarsonAllen), where they managed regulatory compliance examinations for banks and credit unions. Thomas also served as Senior Vice President at First National Bank of Central Texas, where they oversaw the bank's BSA/Anti Money Laundering program and other operational responsibilities. Thomas has valuable experience in auditing and consulting, having worked as an Audit Senior Manager at Padgett, Stratemann & Co., L.L.P. and as a Shareholder at Cawthron, Wommack & Coker, P.C. In these roles, they directed various engagements related to regulatory compliance, credit risk analysis, and loan portfolio evaluations. Before their time in the banking industry, Thomas had their own CPA firm and was the owner of Thomas L Smith CPA, CFE.

Thomas Smith's education history includes a Bachelor of Business Administration (BBA) in Accounting/Information Systems from Baylor University - Hankamer School of Business. Thomas also attended The University of Texas at Austin, where they participated in the Texas Bankers Association Compliance School. Additionally, Thomas has obtained several certifications, including Certified Public Accountant (CPA) from the Texas State Board of Public Accountancy, Certified Fraud Examiner (CFE) from the Association of Certified Fraud Examiners (ACFE), Certified Anti Money Laundering Specialist from the Association of Certified Anti Money Laundering Specialists, and Certified Regulatory Compliance Manager from the ABA Institute of Certified Bankers. The specific years of completion for these certifications are not specified.